To find out exactly how much you borrowed, glance at ‘Mijn schulden’ during the Mijn DUO. You will find notifications regarding the debt lower than ‘Mijn berichten’. These can end up being printed out. If you prefer an announcement away from debt for home financing app otherwise income tax go back, in some cases all the info in the Mijn DUO is sufficient.
About Netherlands, their beginner obligations otherwise lifelong discovering credit is actually considered when figuring how much cash you could acquire getting home financing. Extremely mortgage brokers for this reason wanted proof of that it – specifically, the level of your fresh personal debt. DUO possess agreed with loan providers as possible give that proof by the entry the brand new notice granted at the beginning of your own payment phase, claiming just how much you must repay every month. You’ll find which notice from inside the Mijn DUO, lower than ‘Mijn berichten’.
And this alerts you really need to submit relies upon if the payment stage first started. If that is just before 2017, you then obtained the brand new alerts for the January of the year in the and this the fees phase started. If it are while in the otherwise shortly after 2017, you received they 2 months ahead of the start of the the cost stage. That is usually when you look at the October or November. Are you paying off a lifelong training borrowing from the bank? You obtained the newest notification inside January, after the avoid of your own lifelong reading borrowing.
If you find yourself unable to discover the notice in the Mijn DUO, you might request a duplicate having fun with all of our on the internet contact page. You will located that it from the article within this two weeks.
Most costs
Maybe you have made volunteer additional money? Either, financial business take this into account when calculating exactly how much you can use. Such as, since it features shorter their leftover monthly instalments otherwise because you keeps cleaned the debt entirely. Just like the facts, you should use the new confirmation you obtained once we processed your volunteer payment. Or even the notice claiming your own shorter monthly instalment. If you paid off of the finest, you should located so it in this step 3 business days. If not, it can take around payday loans online South Dakota 14 days.
If you prefer a outlined statement from financial obligation, we could age-post it for you to your consult. However, this can be just you are able to when you have registered a legitimate e-post address inside the Mijn DUO. To safeguard the privacy, we simply cannot age-send announcements, messages or any other data files. Also, your consult need certainly to come from the brand new elizabeth-mail address inserted in Mijn DUO.
So you can consult a complete declaration off personal debt, have fun with the on line contact page. Depending upon your situation, you will receive the following pointers:
- your modern obligations balance in the beginning of the repayment stage.
- your current debt equilibrium, and focus accumulated.
- your interest rate as well as age authenticity.
- the fresh degrees of any extra payments made as well as their really worth times.
- the old and this new month-to-month instalments, as well as their performing dates.
- the remaining term of one’s loans.
- verification from full installment.
Annual statement to have Dutch income tax bodies
Quite often, you don’t need in order to state their the college student debt whenever submitting a tax go back about Netherlands. Hence, we really do not give you an annual statement since the fundamental. If you want to know your existing debt harmony, you will find it for the Mijn DUO below ‘Mijn schulden’. And less than ‘Schuldhistorie’ there can be new numbers you due to your 31 December regarding earlier decades.
Do you reside in new Dutch Caribbean? And have you paid back your scholar loans? Then you’ll definitely found a yearly declaration.
- the total amount a fantastic is more than € step three,2 hundred while unmarried or more than simply € 6,400 when you have somebody, and you will
- their possessions for the Package step 3 (discounts and you may opportunities) go beyond the fresh new exception threshold. From inside the 2021 that’s € fifty,100000 getting single persons or € a hundred,100000 having people, to the reference day becoming .
It’s not necessary to condition your scholar money as the income whenever you file an income tax go back. We could, although not, give you a trains and buses statement if you want they to own your report.
If you are struggling to log into Mijn DUO, fool around with all of our online contact form rather to inquire about for your yearly declaration.
